One wallet that moves faster than any bank.

Send stablecoins from London to Lagos in seconds. Convert to cash. Pay bills. No SWIFT. No delays. No hidden fees.

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Move Money Where it Matters

Four things Tirra does that your bank cannot.

Global Stablecoin Transfers

Send $50 to your sister in Lagos. She gets it before you put your phone down. No bank cut. No 3-day wait.

Global Stablecoin Transfers

Pay Bills with Crypto

Your USDC pays your PHCN bill directly. No conversion stress. No third-party app.

Pay Bills with Crypto

Convert stablecoins to fiat instantly

Cash out to your bank account in minutes — at rates your bank can't beat..

Convert stablecoins to fiat instantly

Withdraw cash anywhere with a Cash PIN

Generate a secure cash PIN and collect money at any approved Tirra agent. The person receiving doesn’t even need a Tirra account. Works where internet is limited.

Withdraw cash anywhere with a Cash PIN

One Platform for all Payments, No limits.

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Spend your stablecoins everywhere.

Virtual and physical crypto cards accepted at every ATM/POS terminal, online and in-store.


Crypto Cards for Everyday

Get physical and virtual crypto debit cards linked to your Tirra balance. Spend at POS terminals and shop online anywhere cards are accepted.

Crypto Cards for Everyday
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No internet? Still works.

Tirra runs on WhatsApp, USSD (*ussd#), and mobile app. Wherever you are — good network, bad network, no network — your money moves.

*USSD#

Your Go-To Card for Every Purchase

Join the waitlist and send money without borders, delays, or excessive fees.

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Top up with stablecoins

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Global spending power

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Instant virtual card creation

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Secure online transactions

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Real-time spending notifications

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Top up with stablecoins

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Global spending power

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Instant virtual card creation

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Secure online transactions

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Real-time spending notifications

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Competitive exchange rates

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No hidden maintenance fees

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Freeze and unfreeze instantly

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Works with Apple & Google Pay

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24/7 dedicated support

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Competitive exchange rates

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No hidden maintenance fees

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Freeze and unfreeze instantly

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Works with Apple & Google Pay

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24/7 dedicated support

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People are already switching, here’s what they say

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Sarah Tanimowo

Sarah Tanimowo

Content Creator, Lagos

I think that being able to receive and make transactions without the involvement of a third party app is an amazing feature of Tirra.

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Adedeji O.

Adedeji O.

Founder, Convexity

Sleek, easy to use and reliable, with both virtual and physical card, i can now spend CNGN anywhere in the world without stress.

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Tamuno Tonye

Tamuno Tonye

Software engineer, Toronto

I send money to my family in Abuja every month from Toronto. Banks charge me $25 minimum and it takes 3 days. Tirra cost me less than $1 and it was done before I closed my laptop

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Adaeze O.

Adaeze O.

Freelance designer, Lagos

I receive payments from clients in the UK and used to lose 4–5% every time I converted. With Tirra I keep almost everything. The rate is real and the money lands in my account the same day

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Winner Mogana

Winner Mogana

Co-Founder, ChainKeeping

I have been using Tirra Card for about a Month now, and i can say that it's the best. Payments are seamless for me and my funds are safe since they are in stablecoins.

Your first transfer is free.

Access via WhatsAppcoins